How It Works

Getting the funds you need is quick and easy. Here's our simple process from application to funding.

1

Submit Your Request

Complete our simple online form in just a few minutes. We only ask for the essential information lenders need to make a decision.

2

Review Your Offer

If a lender matches with you, you'll review the loan terms, APR, and repayment schedule. There is no obligation to accept.

3

Receive Your Funds

Once you sign the agreement electronically, your funds are typically deposited into your bank account as soon as the next business day.

Basic Requirements

Must be at least 18 years old
Must be a U.S. citizen or permanent resident
Must have a steady source of income
Must have an active checking account

What You'll Need

  • Valid Government ID
  • Proof of Income (paystubs or bank statements)
  • Social Security Number
  • Active Bank Account Details

Common Uses

Unexpected Car Repairs
Emergency Medical Expenses
Utility Bill Gaps
Groceries and Household Essentials
Small Home Repairs